New Start Wellness Financing
Thank you for choosing New Start Wellness and welcome to our Financing Program. Our Financing Program is an online marketplace that provides our customers/patients with competitive, personalized loan offers from multiple, vetted lenders in real time. Below, you will find the answers to a list of frequently asked questions. We hope this provides the answers or information you were seeking in order to proceed with your application.
New Start Wellness Financing – How It Works
Easy as 1, 2, 3!
1. Apply Online In Seconds: Tell us about yourself and how much you want to borrow.
2. Choose The Best Offer For YOU: Compare rates, terms, and payments among competing lending partners.
3. Receive Funds – Get Your Money: Receive new loan proceeds in 1-2 days and pay for your medical expenses!
New Start Wellness Financing – Apply Today!
New Start Wellness Financing FAQ’s
How quickly will I get approved? If approved, you will receive notifications on your approval options within 30 seconds of submitting your loan application.
How much can I borrow? How much you can borrow depends largely on your credit score and debt-to-income ratio. Your debt-to-income ratio is how much of your monthly income goes to paying ongoing obligations like your rent, car payment, or credit card bills.
The maximum approval amount for consumer loans vary by lender, but typically fall in the $35,000 to $50,000 range. However, there are lenders on our platform that approve qualified borrowers up to $250,000.
Will checking my rates impact my credit score? Using our Financing Platform to check your rates doesn’t impact your credit score. Our pre-qualification process uses a soft credit inquiry that allows you to see personalized rates without you having to apply for a loan.
If you see an option with one of our partner lenders that you’d like to proceed with, you may be asked to authorize a hard credit inquiry to generate loan documents. Typically, a hard inquiry can impact your credit score by a few points.
What happens after I submit my application? If approved, you will see a dashboard providing the loan options available to you from our partner lenders.
There is no obligation to proceed with any of the options presented on your dashboard. If you see an option you like, simply select it and you’ll be prompted to complete the loan application.
What is an unsecured Loan? Most consumer loans are unsecured, which means it doesn’t require you to provide collateral, such as your home or automobile, to the lender as security for repayment.
How can I get the best rates? Every lender has its own methods of evaluating borrowers and determining rates, so it’s a good idea to get rates from more than one lender. Generally, the shorter the loan term, the lower the interest rate. Some lenders even offer an autopay discount if you authorize your monthly loan payments to be directly withdrawn from your bank account.
Check Your Rates – Apply Now – Risk Free
