Equipment Financing

Equipment Financing Approvals up to $500K

Apply Today & Get Funded Tomorrow!

Fast & Easy Equipment Financing

Next-Financing’s Fast Funding Equipment Financing combines efficient application processing/underwriting, so approvals happen within 24 hours and as fast as 4 hours. Funding documents can be signed on the applicant’s cell phone or computer, using e-signature technology and completion of the document signing triggers funding of the equipment.

*Approval to Funding can happen in Less Than 4 Hours!

*Electronic Funding Documents (can be signed on a phone)

*Application Only Program – Up to $250,000

*Titled Vehicle Financing Allowed

*New Business / Start-Up Program Available (collateral will be required)

*Start-Up Capital Funds can be obtained with a Personal Loan: https://next-financing.com/personal-loan-platform

*Working Capital Funds can be obtained at: https://next-financing.com/working-capital

Click On The “Let’s Get Started” Button Below & Get Approved Today!

Next-Financing provides Equipment Financing and Equipment Loans for all credit tiers (A-E) – even Bad Credit Equipment Financing. We service the business and its story, not the credit score. Doing so allows for maximum approvals across the board and acquiring the necessary equipment to help grow your business.

Most businesses need equipment. For some, it’s as simple as a smartphone and tablet computer, for others it’s a 3D Image Scanner and a specialty printer, or a Box Truck and Forklift, or even a Commercial Truck and Trailer. Whatever you need, we have equipment financing programs to finance it.

We work with nearly every business specialty and equipment type. If you need to add equipment to your business, but you don’t want to tie up your capital, then this is the loan product for you. Financing is available with little or no down payment, in both lease and loan options. The approval process is fast, the payment schedule is affordable and there are potential tax advantages.

Equipment Financing – Product Info

*Approvals From $10,000 – $5,000,000

*Payback Terms From 24 – 84 Months

*Approvals in 4 – 24 Hours with Proper Documentation

*Affordable Monthly Payments

*Deferred Payment Options

*Low Barrier of Entry Cost – Typically $0

*No Personal Collateral For Qualified Applicants

2023 Equipment Financing Tax Incentive: Section 179

Tax provisions accelerate depreciation on qualifying business equipment, office furniture, technology, software, and other business items. When you finance such purchases with Next-Financing, you may deduct a significant portion, up to $610,000 in 2023 (to be adjusted for inflation). There is a dollar-for-dollar phase-out for purchases over $2 million. Additionally, any qualifying purchases in 2023 may also take 50% bonus depreciation in the first year plus their regular MACRS depreciation on the remaining 50% portion of the cost basis. Consequently, not only will Section 179 help bolster your bottom line, you garner the benefits of new equipment and technology that will help grow your business.

Impact of Section 179 – An example of what it does to the adjusted purchase price of your equipment.

Purchase Price of the equipment your business needs: $50,000

Tax Deduction created by Section 179 of the Tax Code (35% tax bracket): $17,500

Adjusted Equipment Price After Section 179 Tax Deduction: $32,500

**To capture these tax savings, qualifying equipment must be placed in service before December 31, 2023. Simply choose your business equipment and Next-Financing will design payments to help you make a profitable decision.

Equipment Financing Credit Programs:

“Prime” – A Credit Equipment Financing Program:

5+ years – Time in Business is preferred

680+ Credit Score

Application Only – Available on Equipment Purchases $5,000 to $200,000

Approval Amounts From $5,000 – $5 Million

“B” Credit Equipment Financing Program:

2 – 5 Years – Time in Business

600+ Credit Score

Application Only – Available on Equipment Purchases $5,000 to $150,000

Approval Amounts From $5,000 – $2,000,000

“C” Credit Equipment Financing – Program:

Under 2 Years – Time in Business or Start-Up Businesses

Credit Challenged – Credit Scores under 600

Application Only – Available on Equipment Purchases $5,000 to $100,000

Approval Amounts From $5,000 to $500,000

Down Payment Required – 10% – 40%

Bad Credit Equipment Financing / Challenged Credit Equipment Financing

“Start-Up” Equipment Financing Program:

No time in business required

620+ Credit Score (All 20%+ Owners Must Have a 620+ Credit Score)

0 – 12 Months In Business – $30,000 Max Approval (Unless Using Real Estate Collateral or 20%+ Down Payment)

12 – 24 Months In Business – $40,000 Max Approval (Unless Using Real Estate Collateral or 20%+ Down Payment)

*Restricted Industries Do Not Apply

Equipment Financing – Bad Credit / Challenged Credit

Equipment Financing – Specialized Niche Industries

Commercial & Industrial Equipment

Directional Drilling, Boring & Drilling Equipment

Agriculture & Farm Equipment

Trucking, Transportation & Commercial Vehicle Equipment

Heavy Equipment / Yellow Iron

Gas, Convenience Store, and Car Wash Equipment

Healthcare, Medical, Dental & Veterinary Equipment

Hospital, MRI, X-Ray Equipment

Hospitality, Restaurant & Kitchen Equipment

Merchant Services, Technology & Software Equipment