Equipment Financing

Apply For Equipment Financing


*We provide Equipment Lease Financing and Equipment Loans for all credit tiers (A-E) – even Bad Credit Equipment Financing.  We service the business and their story, not the credit score.  In doing so, this allows for maximum approvals across the board and acquiring the necessary equipment to help grow your business.  Specializing in Trucking Equipment Financing, Construction Equipment Financing, Medical Equipment Financing, Dental Equipment Financing, Technology Equipment Financing, Printing Equipment Financing, Server Financing and Software Financing.

Most businesses need equipment. For some, it’s as simple as a smartphone and tablet computer, for others it’s a 3D Image Scanner and a specialty printer, or a Box Truck and Forklift or even a Commercial Truck and Trailer. Some equipment can be used for many years, while other items might be obsolete in 24 months. Some must be acquired new, while others can be purchased used from an auction. Some can be purchased outright, while others can be leased. But no matter what you need or the capital you have on hand for it, there are ways to get equipment–and finance it.

We work with nearly every business specialty and equipment type. If you need to add equipment to your business, but you don’t want to tie up your capital, then this is the loan product for you. Equipment Financing is available with little or no down payment, in both lease and loan options. The approval process is fast, the payment schedule is affordable and there are potential tax advantages.

Oil-Gas-Energy Equipment Financing

Oil-Gas-Energy Equipment Financing

Specialized Niche Industries:

Commercial and Industrial Equipment Financing

Directional Drilling Equipment Financing

Drone Financing

Trucking and Transport Equipment Financing

Heavy Equipment Financing

Commercial Vehicle Financing

Franchise and QSR Financing

Gas, Convenience Store and Car Wash Equipment Financing

Healthcare Equipment Financing

Medical Equipment Financing

Dental Equipment Financing

Veterinary Equipment Financing

Hospitality Equipment Financing

Merchant Equipment Financing

Technology and Software Financing

Bad Credit Equipment Financing

Bad Credit Heavy Equipment Financing

Advantages of Equipment Financing

2017 Tax Incentive: Section 179

Tax provisions accelerate depreciation on qualifying business equipment, office furniture, technology, software and other business items. When you finance such purchases with Next-Financing, you may deduct a significant portion, up to $510,000 in 2017 (to be adjusted for inflation). There is a dollar-for-dollar phase out for purchases over $2 million. Additionally, any qualifying purchases in 2017 may also take 50% bonus depreciation in the first year plus their regular MACRS depreciation on the remaining 50% portion of the cost basis. Consequently, not only will Section 179 help bolster your bottom line, you garner the benefits of new equipment and technology that will help grow your business.

Impact of Section 179 – An example of what it does to the adjusted purchase price of your equipment.

Purchase Price of the equipment your business needs:                                       $50,000

Tax Deduction created by Section 179 of the Tax Code (35% tax bracket):        $17,500

Adjusted Equipment Price After Section 179 Tax Deduction:                    $32,500


Drone Financing

Drone Financing


Invest/Purchase Now:

To capture these tax savings, qualifying property must be placed in service before December 31, 2017. Simply choose your business equipment and Next-Financing will design payments to help you make a profitable decision.


Trucking Equipment Financing

Trucking Equipment Financing

Equipment Lease Financing Programs:


“A” Credit Program:

5+ years – Time in Business is preferred

Application Only – Available on Equipment Purchases $5,000 to $250,000

Approval Amounts From $5,000 – $2 Million

“B” Credit Program:

2 – 5 Years –  Time in Business

Credit Challenged – Credit Scores Under 650

Application Only –  Available on Equipment Purchases $5,000 to $100,000

Approval Amounts From $5,000 – $250,000

“C” Credit – Program:

Under 2 Years – Time in Business or Start Up Businesses

Credit Challenged – Credit Scores Under 650

Application Only –  Available on Equipment Purchases $5,000 to $35,000

Approval Amounts From $5,000 to $50,000

Bad Credit Equipment Financing

“Start-Up” Program:

No time in business required

Application Only Available on equipment $5,000 to $35,000

Approval Amounts From $5,000 – $50,000


Equipment Financing – Product Info:

$1,000 – $2,000,000 Equipment Financing.
24-84 month payback terms (Typically 36-60 months).
Approvals in 24 hours or less with proper documentation.
Affordable monthly payments.Deferred payment options.Low barrier of entry cost – Typically $0.
No personal collateral.
Funding to equipment vendor within 48 hours.Includes software/hardware packages.Both New and Used Equipment.For equipment financing deals under $150,000, we can facilitate an application only express process.


Programs for business start ups, those with challenged credit and for the veterans with 2+ years in business.$10,000+ monthly revenue.
500+ personal credit score.
3-6 months most recent bank statements.
Signed application.
Equipment pricing invoice of equipment being purchased – quoted price from the approved vendor or seller.

*Financials are required for larger deals that exceed approved program tier amount.

Bad Credit Heavy Equipment Financing

Heavy Equipment Financing

Heavy Equipment Financing


Apply For Equipment Financing