Personal Loan Platform

Personal Loan Platform

One Application – 12 Lenders – ALL Your Options

Introducing Next-Personal, which allows anyone seeking a Personal Loan for any reason to submit one application and have access to all their qualifying options within seconds.  Favorable loans have been difficult to come by and people don’t know where to go to get the best possible rate. This is where Next-Personal comes in. Powered by Fintech, the platform infrastructure was built to make it easy to get access to the very best loan for your personal situation.

Basically, our platform matches applicants with the right financial products and services at the right time, while providing transparency and reduced cost of acquisition to online financial service providers.  It’s a win-win for everyone. Unfortunately, seeking a personal loan online today can involve a complex web search with hard to navigate relationships and regulations for both applicants and lenders.  Next-Financing’s approach was to simplify the entire process for all parties.  Not every applicant is the same and not every personal lender is the same, so why not give you a crack at 12 lenders all at once and have them compete for your business?  Scroll down below and Go for it!

(*The application below should always be your first course of action when you are seeking a personal loan, as the rates and terms will most likely be the sharpest.  However, if you are declined and need funding, we have put together a program to assist you as well.  We do not want our friends going to a PayDay Loan location to get a loan, especially when we can provide a loan that is 125% cheaper than a PayDay Loan Center and you can get up to $4,000 the next business day.  If you are declined or you do not receive any offers from our Personal Loan Platform, please visit the following link as Plan B. Both applications DO NOT impact your credit score.)

Working with the most comprehensive set of online finance partners, Next-Financing has seamlessly integrated the top online finance intuitions into an industry leading real-time API for search, comparison and recommendation. To date, using traditional finance portals and tools, consumers searching for online finance products and services will receive customized/personal results.  The Next-Financing API unifies and enhances an increasingly fractured online finance ecosystem to amplify monetization, reduce the cost of customer acquisition, and holistically improve the user experience for online lenders, publishers and borrowers.

We employ industry recognized security safeguards to help protect the personally identifiable information that you have provided to us from loss, misuse, or unauthorized alteration. All data sent to Next-Financing is protected with technology that enables encryption of your data. We use:

  • Secure Socket Layer (SSL): The Next-Financing Web server supports the Secure Socket Layer (SSL) transaction protocol originally developed by Netscape and now largely accepted as an industry standard. The purpose of this encryption protocol is to keep confidential the information passed back and forth between a Web server and its users.
  • 256-Bit Commercial Grade Strong Encryption: Next-Financing uses 256-Bit Commercial Grade Strong Encryption, a powerful encryption commercially available for Internet products. (However, be aware that if you are using a 40-bit browser, your encryption level, while secure, is not the highest level available. United States and Canadian citizens can download free 256-bit browsers from MozillaApple, or Microsoft.

 


For interested Partners and Developers, Next-Financing enables rapid scaling of partner and affiliate programs with ease. The Next-Financing API matches qualified borrowers with optimized real-time results of the finance products and services that best serve their needs, increasing customer conversion rates for online lenders by three times. Additionally, Next-Financing ensures the compliance, security and data that lenders need at scale.

All Partner and Development Inquiries, please contact us at:  Partner@Next-Financing.com

 

PROTECTING YOUR IDENTITY AND CREDIT

Credit reporting agencies like Transunion, Equifax and Experian may share your information with other companies when you apply for a loan. This may cause you to receive Email or phone calls that you didn’t ask for, offering credit cards, refinancing or other loan products.

You can stop these calls and Emails by opting out of these prescreened credit offers. Simply call (888) 567-8688 or visit www.optoutprescreen.com.

  • Tools, Applications and Registration: We provide a number of ways for you to explore your options for mortgages and loans, so you can determine which options may be the most desirable for you.However, if you want to exercise one or more of the loan options presented, we will ask you to register at the site and supply additional identifying and supporting information needed to process your application.By registering, you can save information such as loan interviews and applications for later review and update. When you register, you select a member ID name by which we will know you, choose a password and provide us an Email address. You use the member ID name and password to gain access to your loan application information, financial profile and/or customized rates. We use your contact information to provide you with alerts and updates regarding your loan status, which is part of the Next-Financing service. Next-Financing does not share your information with outside companies for their promotional use.
  • Newsletters: We provide you the opportunity to subscribe to Email newsletters and other Email communications. You may unsubscribe by following the instructions provided in each Email newsletter.

MORE ON OUR GENERAL INFORMATION PRACTICES

  • Contests, Sweepstakes, and Surveys: From time to time, we may offer you the option to participate in contests, sweepstakes, or surveys. If you would like to participate, we may ask you for contact information, preferences or other information. This information may be used to conduct research, improve our offerings, or contact you regarding home financing or award prizes. Our contests or sweepstakes may have separate rules and we will identify how the information that you supply will be used in each case.
  • Mandatory and Optional Information: We identify what information is required to fulfill your request. If you chose not to provide mandatory information, we will not be able to provide you the service you are requesting. As part of your use of our website, we may collect information that may include your name, address, social security number, the location and value of the property related to the requested loan products or services, financial information about your assets and income, financial accounts, insurance and other information. As part of this process, you consent to Next-Financing obtaining a credit report and for us to use that information as described in this policy. We will also collect information about your activity on our website and use that information as described in this policy.
  • E-mail Message Formatting: When sending you Email we may use an image called a single-pixel GIF, that allows us to (1) format messages that best align with your computer’s capabilities, and (2) determine whether you’ve opened an HTML Email. When you click on a link within an Email message, you will first pass through our server, and then are redirected onto the Internet. We use this data on an aggregate level to evaluate response rates to our Email messages and to determine which links are most useful to our client base.
  • Service Alerts and Critical Notices: Although we respect and honor the privacy preferences you have expressed, we may need to contact you to inform you of specific changes that may impact your ability to use this service or for other critical non-marketing purposes, such as bug alerts. We may also contact you to respond to your specific requests, to clarify the order information you provided to us, or to notify you of upcoming subscription expiration dates.
  • Change of Control: Your personally identifiable information may be transferred in connection with a sale, merger, transfer, exchange or other disposition (whether of assets, stock or otherwise) of all or a portion of a business of Next-Financing. You will have the opportunity to opt out of further secondary use of your information following any change of control.
  • Changes to Our Privacy Policy: If we plan to make significant changes to any of our privacy policies or practices with respect to how we use personally identifiable information, we’ll post those changes to our website 30 days before they take effect.

 

WE WORK TO PROTECT PERSONALLY IDENTIFIABLE INFORMATION FROM LOSS, MISUSE, OR UNAUTHORIZED ALTERATION.

We employ 2X – industry recognized security safeguards to help protect the personally identifiable information that you have provided to us from loss, misuse, or unauthorized alteration. All data sent to Next-Financing is protected with technology that enables encryption of your data. We use:

  • Secure Socket Layer (SSL): The Next-Financing Web server supports the Secure Socket Layer (SSL) transaction protocol originally developed by Netscape and now largely accepted as an industry standard. The purpose of this encryption protocol is to keep confidential the information passed back and forth between a Web server and its users.
  • 256-Bit Domestic Grade Strong Encryption: Next-Financing uses 256-Bit Commercial Grade Strong Encryption, a powerful encryption commercially available for Internet products. (However, be aware that if you are using a 40-bit browser, your encryption level, while secure, is not the highest level available. United States and Canadian citizens can download free 256-bit browsers from MozillaApple, or Microsoft.We work to protect personally identifiable information stored on the site’s servers from unauthorized access using 2X-industry standard computer security products, such as firewalls, as well as carefully developed security procedures and practices. All employees must review and sign a written statement of these practices which include limiting access to sensitive information to only those employees who require the information and enforcing strict password protocols for all employees. In addition, a username, member ID name and password are required for you to use, view or change application or interview information. We use both internal and external resources to review the adequacy of our security measures on a regular basis.